We have a patent pending on the system and method for translating, normalizing, verifying and sharing credit-related data between businesses, partners and creditors. The system maps idiosyncratic data representations and similar forms of semi-structured data to a single standard taxonomy, allows users to improve and approve the mapping, and learns from users' actions to improve the fidelity of translations over time. The system uses firms' individual and collective actions on the platform to establish a measure of the integrity, accuracy, and trustworthiness of each firm's data.
NOT JUST FOR COMMERCIAL CREDIT:
Contact us at email@example.com for a live demonstration or to explore implementing Lumenous in your environment.
Self-aggregation tools help users harness data from any permitted source through a configurable self-service framework
Community features give users flexibility to create customizable member profiles, private groups, and community forums
Social mechanisms include our built-in invitation system for peer-to-peer, manager to group, portfolio or network, and customizable e-mails and alerts
Analytics and data modeling tools offer great flexibility to adapt Lumenous to any semi-structured data while getting the benefit of our normalization, analysis and visualization technology
Anonymized data aggregation and collective intelligence permit users to tap into deeper insights gleaned from ongoing sharing activity while protecting user privacy
Publishing tools provide ability to customize data visualization, embed visualized data in internal and external blogs, and set up real-time aggregated activity feeds
Privacy controls and security are at the heart of any implementation of our platform and give users fine-grained access controls, granular data provision, and bank-level security
ENVIRONMENTS IN WHICH WE HAVE TESTED OUR SYSTEM AND METHODOLOGY:
Cloud-based application providers looking to offer premium data products and services from data accumulating and/or stored by customers of their software
Small business networks such as vendor channel partner and supplier programs and open source developer communities
Small business communities with a lender, accounting firm, investment firm, or other financial services provider at the hub
Enterprises where managers and employees need to share and discuss data to address strategic and operational challenges
Though Lumenous technology was architected to meet data-sharing requirements in commercial credit, the system has been tested and validated for additional purposes.
Our customizable taxonomy and analytics engine allows any business user to aggregate and share data.
Distributed teams or networks
Data from a variety of sources
Confidential and private exchanges
Time-sensitive access, real-time preferred
Unique value-add when system tracks and learns from interactions
LUMENOUS SUPPLIES POWERFUL TOOLS THAT MAKE ALL OF THIS EASY:
Proprietary System and Methodology
LUMENOUS TECHNOLOGY, DEVELOPED TOGETHER WITH OUR EXPERT COMMUNITY DELIVERS:
Lumenous is a data-sharing platform for the era of the data economy. The first wave of data science innovations focused on black box systems from which only experts could glean insights. This new era is about consumers and business people accessing and sharing data. We think of it as using data to share stories. Stories that delight and educate participants, deliver financial benefits, and deepen trust in our most important economic relationships.