With big data comes big power. We bring a unique blend of technology, business, and ethics experience to help our clients use that power wisely and profitably, whether or not they deploy our program.


Our proprietary system and methodology ensure all our users have a safe and secure experience while gaining unprecedented visibility into credit practices and insights into small business performance.

It's easy for businesses to showcase their company through Lumenous in just a few steps. Creditors may invite business clients and partners to use Lumenous by simply signing up and using our invitation tools. 


Trust networks

With Lumenous, people can safely and securely collect and share real-time data from diverse sources. 

Lumenous uniquely analyzes data for real-time updating, powerful new insights, and unprecedented sharing flexibility.

Data providers gain the controls they want while data consumers gain the visibility and verification they need.