Lumenous patent pending technology provides automated data stream governance by translating, normalizing, and verifying personal data.  It allows data subjects to interact with, enhance, and selectively consent to share such data with a host data publisher and/or permitted third parties. The system maps unstructured and semi-structured data to a single taxonomy and allows users to improve mapping as well as add context. The system uses individual and collective action to establish a measure of the integrity, accuracy, and trustworthiness of each firm's data.

NOT JUST FOR COMMERCIAL CREDIT:

​Contact us at info@lumenous.net for a live demonstration or to explore implementing Lumenous in your environment.

  • Self-aggregation tools help users harness data from any permitted source through a configurable self-service framework

  • Community features ​give users flexibility to create customizable member profiles, private groups, and community forums

  • Social mechanisms include our built-in invitation system for peer-to-peer, manager to group, portfolio or network, and customizable e-mails and alerts

  • Analytics and data modeling tools offer great flexibility to adapt Lumenous to any semi-structured data while getting the benefit of our normalization, analysis and visualization technology

  • Anonymized data aggregation and collective intelligence permit users to tap into deeper insights gleaned from ongoing sharing activity while protecting user privacy

  • Publishing tools ​provide ability to customize data visualization, embed visualized data in internal and external blogs, and set up real-time aggregated activity feeds

  • Privacy controls and security are at the heart of any implementation of our platform and give users fine-grained access controls, granular data provision, and bank-level security

ENVIRONMENTS IN WHICH WE HAVE TESTED OUR SYSTEM AND METHODOLOGY:

  • ​Cloud-based application providers looking to offer premium data products and services from data accumulating and/or stored by customers of their software

  • Small business networks such as vendor channel partner and supplier programs and open source developer communities

  • Small business communities with a lender, accounting firm, investment firm, or other financial services provider at the hub

  • Enterprises  where managers and employees need to share and discuss data to address strategic and operational challenges

Implementation Options

​Though Lumenous technology was architected to meet data-sharing requirements in commercial credit, the system has been tested and validated for additional purposes.


Our configurable translation and verification system allows any  user to aggregate and share data.

  • Distributed teams or networks
  • ​Data from a variety of sources

  • Confidential and private exchanges

  • Time-sensitive access, real-time preferred

  • Unique value-add when system tracks and
    learns from interactions 

LUMENOUS SUPPLIES POWERFUL TOOLS THAT MAKE ALL OF THIS EASY:

Proprietary Governance System and Methodology

LUMENOUS TECHNOLOGY, DEVELOPED TOGE​THER WITH OUR EXPERT COMMUNITY DELIVERS: 

Data Governance

​Lumenous is a data-sharing platform for the personal data economy. The first wave of data science innovations focused on black box systems from which only experts could glean insights. Propelled by growing concerns about data privacy, this new economy is about consumers and business people accessing and sharing data. Think of it as people using personal data to share their own stories. Stories that inform reputation, deliver financial benefits, and deepen trust in our most important economic relationships.

  • Unprecedented sharing flexibility

  • Data fidelity without intermediaries

  • Adaptive model as data needs evolve