Whether you are a lender or provide other financing products for small businesses, an enduring challenge is accessing clean financial data. Our trust network application offers unprecedented access by helping business owners connect, learn from, and share it with you. Through data governance, we deliver financial information that is normalized, auditable, and permissioned.
Credit and risk services are vital to capital and commerce. But the core business model is being questioned like never before. Hacking risks aside, people want to know what data you collect, how it is collected, and also what about those algorithms? Our credit profile tools help data subjects gain credit literacy while enhancing the data you need to operate.
Many global organizations will be constrained by existing systems not designed for engaging subjects of personal data. Whether you are a processor or controller, we bridge the gap with subject-facing modules and applications backed by robust data governance technology. Turn compliance into a value-add new services all while preserving data integrity.
What are the ingredients for a successful open source project? Stephen draws on many years of hands-on experience in this post, an early inspiration for the Lumenous approach to collaborative commercial credit.
David "Doc" Searls is an American journalist, columnist, and a widely read blogger, co-author of The Cluetrain Manifesto, author of The Intention Economy: When Customers Take Charge, and an alumnus fellow at Harvard University. At Harvard's Berkman Center for Internet & Society he leads ProjectVRM, which guides independent software development communities working on Vendor Relationship Management (VRM). The purpose of VRM is to equip individuals with tools that provide both independence from vendor "lock-in" and better means for engaging with vendors, government and other non-commercial organizations. In this post he interviews LaVonne Reimer, our founder and CEO, to learn more about how Lumenous applies the principles of VRM to small business credit.
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