Join our community

Deploy our platform

... and use data to build trust today

... to turn data into unprecedented value

​... to democratize access through data

Imagine if credit bureaus were entirely user-centric. Businesses would create and share credit profiles on their own terms. Creditors would ask permission to view them. That's the power of harnessing data to form stories rather than scores, in order to deepen trust in our most important relationships.

We help you create your own credit profile


Lumenous gives businesses power to connect and share data, greatly increasing

their participation in capital and commerce


Our Community

Together we can make data the path, rather than obstacle, to participating in the economy.

Connect data and people for insights that capture savings or value to monetize.


Share data to get a loan, find trusted partners, or manage a portfolio or network.

Start a trust network